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Privacy Policy

Privacy Policy – Uni5verse.com

The mission of uni5verse is to share financial information in a way that is accessible to all users. No registration is required to explore the site’s content, offering a direct and intuitive experience.

In the digital universe of uni5verse, user privacy is an unwavering priority, shaped by exceptional transparency regarding data handling. Our Privacy Policy is meticulously crafted, strictly adhering to national and international data protection regulations.

We recommend you carefully read this Privacy Policy along with uni5verse’s Terms and Conditions.

uni5verse will never request money to release financial products, whether it’s a credit card, loan, or financing.

If you are approached with such a request in our name, please report it immediately via this link: https://uni5verse.com/terms-and-conditions-uni5verse/

While we strive to keep all information up to date, it’s important to note that discrepancies may occur compared to financial institutions’ websites.

For those with whom we do not have partnerships, we cannot guarantee the accuracy or timeliness of the information. We always recommend reviewing the terms and conditions of your chosen financial institutions.

Scope of the Privacy Policy

Our Privacy Policy covers the responsible and secure handling of personal information collected when you access and use uni5verse’s services.

This scope includes, but is not limited to, data provided during site navigation, interaction with content, participation in promotions, and optional registration for receiving information or using specific features.

Consent

Using the services provided by uni5verse automatically implies full acceptance of this Privacy Agreement.

If a user, even partially, disagrees with the terms and conditions set forth in this Privacy Policy, it is recommended that they refrain from accessing and/or using the content made available by uni5verse.

By accessing the site, the User demonstrates full knowledge and unrestricted agreement with the processing of their data as outlined in this Privacy Policy and the General Terms and Conditions of Use.

I. Information We Collect

All information collected will be used to enhance your experience on our site. We will only collect the data strictly necessary to provide our service in the best possible way, tailoring recommendations to each User’s unique profile.

A. Information Collected Directly

In the process of improving your experience on uni5verse, we may request information directly from you.

This information may include, but is not limited to, your name, email address, contact details, and other relevant information necessary to provide personalized services.

This information is provided voluntarily, and we ensure it will be handled with the utmost confidentiality.

B. Information Collected Automatically

In addition to the information you provide directly, uni5verse may also collect data automatically during your interaction with the site.

These automatically collected data do not personally identify users and are essential to optimizing our services, ensuring a more efficient and personalized experience tailored to your needs.

  1. Types of Information

These automatically collected data may include, but are not limited to:

  • IP Address
  • Browser type
  • Pages visited
  • Time spent on pages
  • Other usage metrics

We use standard technologies, such as cookies and server logs, to improve site functionality, personalize content, and collect aggregate information about user behavior.

  1. Cookies

uni5verse uses cookies and Internet Protocol (IP) identification information to enhance the User’s browsing experience, ensuring data security, protection, and authenticity.

In partnership with Google, a third-party vendor, we employ cookies, such as the DART cookie, to display personalized ads based on users’ visits to other sites across the internet.

Users have the option to disable the DART cookie by accessing Google’s content and ad network privacy policy.

It’s important to note that Users have control over cookie acceptance, which can be adjusted in their browser settings at any time.

However, disabling browsing cookies may affect certain uni5verse functionalities. We are committed to offering options and transparency to ensure a personalized and secure online experience.

  1. Web Beacons

uni5verse uses technologies such as web beacons to enhance your online experience, collecting information non-intrusively and respecting user privacy.

Web beacons, also known as clear gifs, pixel tags, or web bugs, are small invisible graphics embedded in web pages and emails.

They help analyze site performance, allowing us to understand how users interact with content, which pages are most visited, and how to optimize navigation.

C. Information from External Sources

We explore ways to enhance your digital experience by providing links to external resources we find useful.

It is essential to note that our established Terms and Conditions, as well as the Privacy Policy, do not extend to these external sites.

We advise users to review the individual privacy policies of each linked site to ensure a comprehensive understanding of their specific practices and procedures.

  1. Our Advertising Partners

We receive a small compensation through advertising on our site and partnerships when a user requests a recommended product.

Our publications are based on detailed evaluations, combining quantitative and qualitative analyses of each product.

Due to the amount of information on our site, we cannot guarantee the complete quality and timeliness of the information, prioritizing data from our partners.

Additionally, we include third-party ads on our site to support operational costs. Some advertisers, such as Google through Google AdSense and Ad Exchange, may collect personal information, such as IP addresses and geographic locations, to improve the relevance of displayed ads.

  1. Partners’ Privacy Policies

uni5verse provides links to other sites that we believe contain interesting content and relevant information for the User. However, uni5verse is not responsible for the information collected or used by these sites.

For example, if you click on a link to a financial institution’s site, the institution will be responsible for the information it collects about you.

uni5verse does not have control over third-party sites and, therefore, cannot guarantee the privacy or security of information you provide to those sites.

If you have concerns about the privacy or security of information provided to a third-party site, please contact the site directly.

II. How We Use Your Information

uni5verse collects and uses personal data to enhance your experience and provide the best products and services. Personal data is collected and used for, among other things:

  • User Identification and Authentication: Necessary to ensure the correct users have access to uni5verse’s services and products.
  • Provision of Services and Products: uni5verse uses personal data to provide personalized services and products tailored to each user’s needs and preferences.
  • Content and Offer Personalization: uni5verse uses personal data to deliver content and personalized offers based on user interests.
  • System, Product, and Service Improvement: uni5verse uses personal data to improve systems, products, and services based on user feedback.
  • Troubleshooting and Addressing User Issues: uni5verse uses personal data to resolve user issues and queries efficiently.

Users have control over their information at any time by contacting uni5verse.

III. How Your Information is Shared

uni5verse reiterates its commitment to not selling Users’ personal information or data.

However, to provide a more personalized experience, we may share this information with partner companies.

This sharing aims to recommend products and services aligned with users’ profiles and needs, as well as provide the products and/or services requested by them.

Additionally, uni5verse reserves the right to cooperate with judicial authorities or government agencies by sharing users’ identifiable personal data in the following circumstances:

a) Establishment or exercise of its legal rights; b) Protection of its property; c) When it deems it necessary to assist or cooperate to protect its Users, employees, administrators, or any person harmed by action or omission.

This commitment reinforces our dedication to the security and integrity of our users and stakeholders.

IV. Commitment to Protecting Your Information

uni5verse’s commitment to user security is constant, evolving with technical and regulatory advancements.

We adopt measures such as encrypted communications, access controls, and secure software development practices to prevent unauthorized access, use, alteration, disclosure, or destruction of data.

User information is stored in internationally recognized secure databases. This commitment reinforces trust in a secure environment for financial information.

V. Exercising Your Rights

  1. Your Rights

User rights in the context of an online service like uni5verse include:

  • Access to Personal Information: The right to request and obtain access to collected personal information.
  • Data Correction: The right to correct or update inaccurate or outdated personal information.
  • Data Deletion (Right to Be Forgotten): The right to request the deletion of personal information, subject to certain exceptions and legal obligations.
  • Data Portability: The right to receive a copy of personal data in a structured, commonly used, and machine-readable format.
  • Restriction of Processing: The right to request restriction of data processing under certain circumstances.
  • Objection to Processing: The right to object to data processing in specific situations, such as direct marketing.
  • Automated Decisions and Profiling: The right not to be subject to automated decisions, including profiling, that produce legal or significant effects.
  • Consent and Withdrawal: The right to give and withdraw consent for data processing at any time when consent is the legal basis for processing.
  • Privacy Rights: Specific privacy rights, such as the right to be informed about how data is used and with whom it is shared.
  1. Data Retention Policy

uni5verse retains user data for as long as necessary to provide effective services. In certain cases, retention may be indefinite, aligned with uni5verse’s legitimate interests.

Users may request data deletion through our contact form at the following link: https://uni5verse.com/contact-uni5verse/

Otherwise, data may be retained indefinitely, per applicable law.